Main Content

Preparing to Buy

Before you start shopping for your property, it is a good idea to make some preparations.

Build Your Green File.

A green file contains all your important financial documents. You will need it to secure financing for your property. The typical green file should contain:

  • Financial statements
  • Bank accounts
  • Investments
  • Credit cards
  • Auto loans
  • Recent pay stubs
  • Tax returns for two years
  • Copies of leases for investment properties
  • 401K statements, life insurance, stocks, bonds, and mutual account information.

Check Your Credit Rating.

Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford. The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.

Be Careful With Your Finances.

Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.

What PeopleAre Saying

Your hard work paid off as we are able to see a contingency offer turn into out purchase. Thank you for representing with the purchase of our new home.

[Read more...]

Thank you for representing with the purchase of our new home. Your hard work paid off as we are able to see a contingency offer turn into out purchase.

[Read more...]

Excellent service and attention to detail. Very professional and extremely helpful in providing her honest opinion regarding the pros and cons of each property and area we evaluat...

[Read more...]

We have used Judi for 3 home purchases and 3 home sales in the last 6 years, all in different areas of Tampa. She is extremely thorough, detailed and knowledgeable. Judi knows the ...

[Read more...]

Judi was referred to be our agent to sell our home due to my job relocation. She called us within a day of referral, and both my husband and I could tell from our meeting with her ...

[Read more...]

I was brand ne to Tampa, coming from New York. Judi was not pushy at all. She just showed me and explained things. Exactly what I was looking for in a realtor.

[Read more...]

My wife and I were referred to Judi Beck by an out-of-town Real Estate Agency due to my job relocation. Judi called me within a day of the referral and I could tell from my conver...

[Read more...]

Judi is a true professional and truly knows and understands Tampa Bay real estate. I worked with other agents on the sale of my home in Cory Lake Isles and she far surpassed all of...

[Read more...]

Judi was our agent when we bought our home in New Tampa a few years back. She was extremely resourceful and amazingly responsive (responding to texts and emails at all hours almost...

[Read more...]

Judi is the perfect person to be a realtor. She goes beyond her duties. My house needed a few repairs and she was able to find a contractor to fix the problems. I will contact her ...

[Read more...]

Get in touch